Melli Gold or Talaei? Which Platform Is Better for Buying Gold?

Choosing an online gold platform should be done based on the features offered. In addition to the current price, the purchase and sale fee, the location of the asset, the possibility of physical receipt, licenses, the variety of products and services that are available to the user after purchase are also important.

Both Melligold and Talasi operate in the field of online buying and selling of molten gold and have facilities such as online trading, price viewing and physical delivery. However, the difference between National Gold and Talasi becomes clearer when we put together their fee model, products, branches, trading tools and financial services.

What is the difference between Melligold and Talasi?

Both Melligold and Talasi have provided the possibility of buying and selling gold, silver and copper; Therefore, their main difference cannot be found only in the variety of tradable metals. The difference is more in the type of products, ancillary services and facilities that each platform provides to users.

In Talasi, products such as melted gold, gold bullion, Persian coins and gift cards are offered along with some credit services. In addition to the possibility of trading these metals, Melligold also offers products such as molten gold, gold bullion and silver bullion and services such as automatic order, installment purchase, gold-backed loan, goldsmith plan and treasury plan.

Therefore, to compare these two platforms, it is better to consider things such as the variety of products, fees, credit services, trading facilities and physical delivery conditions in addition to the possibility of trading gold, silver and copper.

Comparison of Melligold and Talasi at a glance

Hervey Center branch on the official branch page

This table provides an overview of the differences. Payday conditions, physical delivery and credit services should also be considered for final selection.

Comparison of gold buying and selling fees

In Melligold, the purchase fee for melted gold is 0.5% and the selling fee is 0.5%. For gold, there is a one-time storage fee of 2 thousand tomans per gram. The basic price of buying and selling gold on this online platform is the same and the fee is calculated separately.

In Talasi, the fee for buying and selling molten gold is 1% each. Physical receipt can also have manufacturing costs depending on the selected product.

Therefore, the gold transaction fee rate in Melligold is lower; However, to compare the final cost, the current price of the transaction and the cost of physical receipt should also be considered.

In Melligold, the minimum online purchase of gold is 1 soot equivalent to 0.001 grams. The minimum purchase of silver is 10 mg and the minimum purchase of copper is 30 grams. In Talasi, it is also possible to buy melted gold from 100 thousand tomans.

For a user who intends to buy gold, in addition to the minimum order, it is better to check the fees, purchase and sale prices, withdrawal conditions and the possible cost of physical receipt.

Variety of tradable products and assets

One of the common points of Melligold and Talasi is the possibility of buying and selling gold, silver and copper online. Therefore, users of both platforms can follow and trade the market of two other metals in addition to gold.

The difference between the two platforms can be seen more in the type and variety of products offered in each market. In Melligold, besides the possibility of trading gold, silver and copper, products such as gold bars and silver bars are also offered. In Talasi, in addition to the gold market, products such as melted gold, gold bars and Persian coins are available to users.

As a result, access to gold, silver and copper is one of the common advantages of both platforms, and the main difference should be examined in the variety of products, the form of presentation of assets and the facilities related to their purchase and sale.

How is the physical delivery on the two platforms?

In Melligold, it is possible to register a physical delivery request for gold and silver. When choosing a part, information such as weight, product image, tracking code or grading, part specifications and official invoice can be checked. Copper currently does not have physical delivery.

Talasi has also made it possible to receive physical gold and products such as bullion and Persian coins. The final amount received can be different according to the type of product and manufacturing cost.

Melligold has introduced 28 active branches in different cities on its official website. Tehran, Karaj, Shiraz, Isfahan, Ahvaz, Qom, Sari, Ramsar, Tabriz, Yazd, Rasht, Qazvin, Urmia, Zanjan, Kerman, Hamedan, Kermanshah, Khoramabad and Ardabil are among the announced cities.

On the official page of Talasi branches, Hervi Center Tehran branch is introduced as a physical location.

This difference is not equally important for all users, but if physical receipt or in-person visits are part of your program, the extent of the branch network can be one of the criteria for choosing a platform.

According to Melligold's information, the gold related to users' assets has a physical backing and is kept in Kargoshai Bank. The possibility of physical receipt of assets is also provided in addition to this maintenance model.

Talasi also announced that users' gold assets are kept insured. However, the official data reviewed for this comparison did not name a specific bank or treasury as the location of users' assets.

Licenses and legal identity of the two platforms

Meligold operates under the ownership of "Yara Tejarat Electronic Banyan" company. Licenses such as molten gold sales license, molten gold online trading system license, computerized guild system license and licenses related to bullion, coins and gold have been announced for this collection.

Talasi also operates under the company name "Alvand Arsbaran Solution Development" and displays things such as the license of the gold, jewelry, silver and coin trade union, the license of the online trading system of melted gold, Inmad and the license of the computer trade union organization.

If you are looking for the most reliable site to buy gold, the ability to query licenses and the legal identity of the company is more important than just the number of licenses.

Installment purchase in Melligold and Talasi

Melligold has announced the possibility of purchasing gold installments up to 400 million Tomans with periods of 12 and 18 months. Validation terms and day details of this service should be checked when applying.

Talasi also offers installment purchases through several credit providers. Services such as DigiP and SnapPay are among the introduced options, and the credit limit or the number of installments can be different based on the selected service.

Therefore, both platforms have placed credit purchases alongside cash purchases, but the execution model is different; Melligold has a specific installment plan and Talasi uses cooperation with several credit providers.

In Melligold, gold holders can use gold-backed loans if they meet the necessary conditions. According to the current information, it is possible to receive a loan of 10 to 200 million tomans up to 70% of the current value of the collateralized gold.

Talasi also has a credit service based on gold asset collateral. In the reviewed information, the limit of this credit is announced up to 150 million Tomans and its main use is to buy goods.

Both services pursue the possibility of using the value of the asset without selling the gold immediately, but the form of the facility and the way of using the credit in them are different.

In addition to spot prices, MilliGold offers market charts, a gold price calculator, and gold and silver bubble charts. The automatic order service also allows the user to specify the price, transaction amount and validity period of the order in advance; Order validity can be 15 or 30 days.