The report of the year 1404 of the agreement was published; More than 21 direct payment transaction efforts in the shadow of war and restrictions

This report examines the changes in the use of direct payment by businesses and users and the state of transactions in 1404. The post report of the year 1404 of the agreement was published; More than 21 efforts of direct payment transactions in the shadow of war and restrictions appeared first on Safir Arjan.

This report examines the changes in the use of direct payment by businesses and users and the state of transactions in 1404.

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Payman's 1404 performance report titled "Pyman; He published the headline. According to this report, the amount of successful direct payment transactions last year exceeded 21; While this figure in 1403 was equal to 5.6 of Hamat. This report also examines the changes in the use of direct payments by businesses and users and the state of transactions in 1404.

According to the data of the report, Peyman registered more than 24 million successful transactions in 1404. Internet taxis are still at the top of the table with a share of 30% of the number of transactions. Cryptocurrency exchanges came in second with 24% (against 3.5% last year) and game and application download stores came in third with 19%.

In the number of direct payment contracts between users and businesses (active contracts), cryptocurrency exchanges had the largest share with 47.5%. This figure was about 22.8% in 1403. Game and application download stores ranked next with 15% and mobile payment with 13%.

The total amount of successful transactions in 1404 increased more than 3 times compared to the previous year and reached 21.5 Hamat. This growth was recorded while last year, military tensions, internet outages and bank service disruptions made online businesses face many restrictions. Peyman was no exception to this rule and direct payment was unintentionally affected by these instabilities despite full technical and infrastructural preparation.

According to the report, 87.1% of Payman's direct payment transactions were successfully processed in 1404. 12.9 percent of transactions were also unsuccessful due to reasons including account blocking, service disruption, and banking network limitations. The report also reports on the trend of improving the rate of failed transactions compared to previous years.

Peyman in 1404, with the support of 13 banks, provided the possibility of using direct payment for a large part of the customers of the banking network; These banks included 68.71% of the country's transactional cash cards.

Mehdi Marafeti, CEO of Peyman, described the year 1404 as "a big test" for the digital economy in the note at the beginning of the report. According to him, the publication of the circular of the Central Bank of the country, in March 1403, about the use of direct debit by all businesses, had provided the ground for more focus on the development of this payment method. However, since June and with the beginning of military tensions and disturbances caused by it, the development plans of the agreement were affected.

The full text of this performance report is available on Payman's Direct Payment website.