Unemployment Insurance in 1405: How Much Is the Benefit and For How Many Months Is It Paid?
The final amount and payment period of unemployment insurance depend on insurance history, average insured wage, family status, and fulfillment of legal conditions. Unemployment Insurance in 1405: How Much Is the Benefit and For How Many Months Is It Paid?
According to Ambassador Arjan, the provision of unemployment insurance is not only equivalent to 55% of the last salary; Rather, the basis of its calculation is the average wage or salary subject to insurance premiums in the 90 days before unemployment. Therefore, the basis of calculation is the wage on which the insurance premium is based, not necessarily the total amount received or the amount included in the employment contract.
Basic provision and benefits of married people
The basic provision of unemployment insurance is equal to 55% of the insured's average daily wage. For married or dependent people, 10% of the minimum wage is added to the provision for each dependent person; This increase can be calculated for a maximum of four people.
The provision of unemployment insurance should not be lower than the minimum wage and its ceiling is equal to 80% of the average wage or salary of the insured. The minimum basic monthly wage for a 30-day month in 1405 is about 16 million 626 thousand Tomans.
How long is unemployment insurance?
The prescribed payment period depends on the insurance premium payment history and the person's marital or dependent status:
6 to 24 months of experience: single for 6 months; Married or dependent for 12 months
25 to 120 months of experience: single for 12 months; Married or dependent for 18 months
121 to 180 months experience: single for 18 months; Married or dependent for 26 months
181 to 240 months of experience: single for 26 months; Married or dependent for 36 months
More than 240 months of experience: single for 36 months; Married or dependent for 50 months
For a long time, this is the limit of having a provision based on history and family status, and the legal conditions of each case must also be checked.
Special conditions for people over 55 years old
Insureds who are at least 55 years old at the time of unemployment and have more than 10 years of history of paying insurance premiums, if they meet the legal conditions and are not provided with re-employment, they may benefit from unemployment insurance until they reach retirement age.
Who is eligible for unemployment insurance?
Unemployment must be involuntary and the person must be ready to work. Having at least six months of insurance premium payment history is also a general requirement; Of course, there are legal exceptions for some special cases.
The insured person must usually notify the Cooperative, Labor and Social Welfare Department within 30 days from the date of unemployment. Resignation, resignation and voluntary unemployment are generally not included in this protection.
Important note: The final amount and duration of the unemployment insurance payment depends on the insurance history, the average salary included in the insurance, family status and meeting the legal requirements.